Frequently Asked Questions

How do we meet for sessions?

Currently, we are meeting on Zoom due to COVID19. After COVID is over you will have the option to meet either in person or through Zoom.

I have never created a budget, where do I start?

No worries. We will work together to create your budget first. We will walk you through the process of accurately creating a budget.

I use YNAB, Mint, Excel, Everydollar or a pen and paper to budget,Can you still help me?

Yes! Everyone has a different platform that they like to use. That is totally ok. We will work with whatever platform makes you comfortable.

I have a specific goal, Can you assist?

Yes! We can work with you to save for a home, a vacation, a car or an addition to your family!

Help! My spouse isn’t on board with coaching, can I still meet with you?

We believe that it is imperative to have both parties involved in the process. This will keep down further disagreements and resentment. When your spouse is ready to start financial coaching, we will be more than happy to work with the both of you. We encourage both of you to hop on a complimentary discovery session to talk more.

Who do you work with?

We work with couples and individuals. In the past, we have worked with married couples, recent graduates, individuals getting ready to retire, retirees, single parents and working professionals. Currently, we do not provide business financial coaching for small business. However, we can refer you a financial business coach!

Can you help me restore my credit? Do you do credit repair or cleaning?

We understand the importance of having credit and the uses it can provide. Currently, we are not working in this capacity. However, we can show you how decreasing your debt will impact your credit score. We are a licensed Credit Repair Specialist. We believe that changing your behavior is more important than changing you change your credit score.

How do I determine if we are a good fit?

That is a great question! We offer a 30-minute complimentary discovery consultation. We will briefly talk about your situation and what we and you are looking for in a coach/client relationship. You are encouraged to ask us questions. If you feel as if it is not a good fit, we are able to refer you to another coach.

I am already financially struggling, how can I afford financial coaching?

What we have found while working with numerous clients is that you can afford financial coaching. Once, we go through the numbers with you, we can help you identify where your money is going. Most are astonished that they have more money than they thought! A question to ask yourself is, how much is not having a financial coach is costing me? If you find that you can not truly afford it, check our blog for helpful tips. We want to see you win with money regardless!

Will I learn about investments? Will you sell me Investments?

By law, we are not a licensed investment professionals. This means we can not by law give you advice on your investments, or your portfolio. However, we can refer you to our network of trusted investment advisors.

What if I do not receive my homework and recommendations in my email, What should I do?

We totally understand you want to get started as soon as possible! First, add hello@pocketworthyconsulting.com to your email account so our emails don’t get lost. If you haven’t already, check your Spam folder inside of your email. If you still haven’t received it, email us and we will be more than happy to resend it!

Sometimes I may have a question between our weekly or monthly meetings, Do I need to wait for our next weekly or monthly meeting to ask it?

Of course not! We can address your questions. If you decide to text, call, or email, we will return your call within a 48-hour period. Feel free to contact us 24 hours 6 days a week (excluding Sunday).

How do I make a payment? Do you have a payment plan available?

At this time, we are available to receive through Paypal and Stripe. Yes, we can work with you on a payment plan. If you would like to know more, just ask us!